That's why when I'm younger, I would go travel to far places to shop, just to save maybe $50 dollars or something on a pair of shoes. But when I'm getting older and my time is more precious, I no longer do that. I'm not saying paying the most expensive things will result in time savings. But usually good brands have a certain quality to it that a sub $10 item will not be able to match, especially if it's something that you value.
With that insight, I realised I'm not necessary frugal with money but I'm definitely frugal with my time. I don't like to waste a drop of time doing nonsense, and I don't like to waste other people's time too. That is probably the best reason to be financially free. You stop wasting your time doing non-productive work, earning money just to spend it on things that are not aligned with your values.
Ah, that's more holistic than looking at just money, isn't it?